Motorbike Loans
Motorbike Loans – Two Wheels. Plenty of Options.
Found Your Next Ride? We'll Handle the Finance.
Whether it's a weekend dirt bike, your daily commuter or the road bike you've had your eye on for months, finding the right motorbike should be the fun part.
At Loaned Finance, we take care of the finance side, comparing options from our panel of 43 lenders to help find competitive motorbike loan rates and terms suited to your circumstances.
With over 21 years of finance broking experience, we know that not every bike, buyer or financial situation fits the same lender's checklist.
Road Bikes, Dirt Bikes & Everything In Between.
You don't necessarily need a registered bike or even a motorbike licence to explore finance options.
Depending on lender requirements, we can help with:
- Registered road bikes – Sports bikes, cruisers, touring bikes and everyday commuters.
- Dirt bikes and motocross bikes – Off-road and recreational motorcycles.
- Unregistered motorbikes – Finance options for eligible off-road bikes.
- New and used motorcycles – Whether it's fresh off the showroom floor or pre-loved.
- Classic and older motorbikes – Eligible vintage and collectible motorcycles.
- Private sale purchases – Buying directly from another rider.
- Dealership purchases – Compare finance options before accepting the dealer's offer.
No motorbike licence yet? Some lenders may consider applications from borrowers who don't currently hold a motorcycle licence, subject to their lending and insurance requirements. You'll still need the appropriate licence to legally ride on public roads.
Buying Privately? Don't Skip the Important Checks.
Found a bargain on Marketplace or through a private seller?
Private sales can be a great way to buy a motorbike, but it's important to know what you're purchasing before handing over your money.
We can help arrange a Personal Property Securities Register (PPSR) check to identify whether a motorcycle has a registered security interest, such as finance owing.
A PPSR search using the correct VIN can also provide information about whether the bike has been reported stolen or recorded as a written-off vehicle.
It's a simple step that can help protect you from some expensive surprises.
Your Credit History Doesn't Have to Be Perfect.
Maybe you're self-employed, working casually, have recently changed jobs or have a few credit hiccups in your past.
Different lenders have different assessment criteria, and with 43 lenders on our panel, we can explore options that may suit your circumstances.
Whether you're buying your first bike or adding another to the garage, we'll help you understand the available interest rates, fees, loan terms and repayments before you commit.
All finance is subject to lender approval and eligibility requirements.
More Riding. Less Running Around.
No automated call centres, no endless bank appointments and no confusing finance jargon.
Just real people who can help you navigate the lending process, whether you're buying from a dealership or a private seller.
Ready to Get on Two Wheels?
You find the bike. We'll work on the finance.
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Check Your Options Without Affecting Your Credit Score
Our initial online enquiry won't impact your credit score. We can explore your finance options before proceeding with a formal application, which may involve a credit check.