Consolidation Loans
Take Back Control of Your Finances
Too Many Repayments? Let's Simplify Things.
Credit cards, personal loans, car repayments, buy now pay later accounts... it doesn't take long for multiple debts to become difficult to juggle.
At Loaned Finance, we help you explore debt consolidation loans that may allow you to combine several existing debts into one loan, with one regular repayment and a clearer picture of what you owe.
With access to 43 lenders, we can compare available debt consolidation options to help find a solution that suits your financial circumstances.
One Loan. One Repayment. Less Financial Juggling.
Debt consolidation involves using a new loan to pay out multiple existing debts.
Depending on your circumstances and lender requirements, you may be able to consolidate:
- Credit card balances
- Existing personal loans
- Buy now pay later debts
- Store cards and retail finance
- Eligible car loans and other finance commitment
- Other qualifying personal debts
Instead of keeping track of multiple repayment dates, interest rates and lenders, you could have one structured repayment to manage.
Lower Repayments Don't Always Mean Less Debt.
Here's something worth knowing before consolidating your debts.
A lower monthly repayment might feel like a huge relief, but if your new loan is stretched over a longer period, you could end up paying more interest overall.
That's why we look beyond the advertised repayment amount.
We'll help you compare interest rates, fees, loan terms and total repayment costs so you can make an informed decision about whether consolidation makes financial sense.
The goal isn't just to make your repayments smaller. It's to help make your debt more manageable.
Your Credit History Doesn't Have to Be Perfect.
Financial circumstances change. Unexpected expenses, reduced income or previous credit issues can leave people with multiple debts that become difficult to manage.
Having a less-than-perfect credit history doesn't automatically rule out debt consolidation finance.
Our panel of 43 lenders includes lenders with different assessment criteria. We can explore suitable options for applicants with:
- Multiple existing credit commitments
- Previous missed repayments or defaults
- Self-employed or non-traditional income
- Limited credit history
- More complex financial circumstances
All applications remain subject to lender eligibility, credit assessment and responsible lending requirements.
No Judgement. No Lectures. Just Real Conversations.
Talking about debt can feel uncomfortable, especially when you're not sure where to start.
You don't need to have everything figured out before contacting us. We'll listen, explain your available options and help you understand the next steps without confusing jargon or unnecessary pressure.
Ready to Make Your Money Feel More Manageable?
(07) 5433 0088 or email info@loanedfinance.com.au
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Check Your Options Without Affecting Your Credit Score
Our initial online enquiry won't impact your credit score. We can explore your finance options before proceeding with a formal application, which may involve a credit check.