Boat, Jet Ski & Watercraft Finance

Less Dreaming About the Water. More Time on It.

Early morning fishing trips, weekends exploring the coastline or taking the jet ski out with the family. Whatever your idea of a perfect day on the water looks like, Loaned Finance can help you explore finance options to make it happen.

With access to 43 lenders, we compare available marine finance rates, loan terms and lending criteria to help find competitive boat and jet ski loans suited to your circumstances.

From Fishing Tinnies to Luxury Cruisers

Not every watercraft fits the same lending criteria, and that's where having access to different lenders can make a difference.

We can help arrange finance for a wide range of vessels, including:

• Fishing boats and tinnies – Aluminium boats, runabouts and fishing setups.
• Jet skis and personal watercraft – New and used recreational watercraft.
• Ski and wake boats – Wakeboarding, waterskiing and family fun.
• Cabin cruisers and luxury boats – Larger recreational vessels and weekend cruisers.
• Yachts and sailing boats – Eligible sailboats and recreational yachts.Older and classic boats – Finance options for older vessels, subject to lender criteria.
• Boat and trailer packages – Eligible packages including motors and trailers.
• Commercial and business-use vessels – Finance options for eligible marine business purchases.

Found the Perfect Boat on Marketplace?

You don't have to buy from a dealership to explore marine finance.

Whether you've found a second-hand boat through a private seller, spotted a jet ski online or are purchasing from a marine dealership, we can help you navigate the finance process.

Private sales can involve additional requirements, including ownership checks, vessel details and security assessments. We'll help explain what's needed so you know what to expect.

Your Bank Might Not Love That 20-Year-Old Boat. Another Lender Might.

Marine lending can be a little different from standard car finance.

The age of the vessel, construction type, condition, purchase price and intended use can all influence which lenders will consider the application.

With 43 lenders on our panel, we can explore different lending policies for new, used and older watercraft, including options for applicants who are self-employed, have non-traditional income or have experienced previous credit issues.

Finance approval depends on the lender's criteria and your individual circumstances.

Don't Let the Interest Rate Be the Only Thing You Compare.

A competitive marine loan isn't just about finding an attractive advertised rate.

We'll help you understand the interest rate, loan term, fees, repayment flexibility and total borrowing costs before you commit.

With over 21 years of finance broking experience, our team knows how to navigate different lender requirements and help you find finance suited to your purchase.

More Boating. Less Banking.

No automated call centres, endless transfers or confusing conversations. Just real people who can answer your questions and help you through the finance process.

Whether it's your first tinny or your dream offshore fishing boat, we're here to help you explore your options.

The Water's Calling.

Found your next boat or jet ski? Let's talk finance (07) 5433 0088

info@loanedfinance.com.au